Health insurance is of extreme importance to people with Parkinson’s. Some will be fortunate to have health insurance through their place of employment. After the employment relationship has ended, some plans allow those leaving due to disability to maintain their health insurance coverage until eligible for Medicare or until retirement. For others, federal law mandates that employers offer COBRA coverage for 18 months after employment has ended.
Parkinson’s patients need to be educated about Medicare, the federal health insurance program, as many will come to rely on it. The following people are covered by Medicare:
- Those eligible for Social Security or Railroad Retirement benefits who are age 65 or older,
- Those under age 65 who’ve waited the requisite 24 months after being awarded Social Security Disability (SSDI) or Railroad Retirement Disability (RRB) benefits,
- Those of all ages having ALS, or Lou Gehrig’s disease, once SSDI or RRB benefits have been awarded,
- Those of all ages with end-stage renal disease, or kidney failure, beginning three months after starting dialysis or retroactive to the first month of self-dialysis.
Click here for Medicare eligibility information.
Content for this section provided by Allsup, Inc. and Mark Rubin, J.D.