Individual Health Insurance

  • Characterized by having to prove evidence of good health in order to qualify for a policy, pre-existing conditions such as Parkinson's cause the application for insurance to be denied or the Parkinson's condition to be excluded. 
  • The major advantage of individual coverage is that it can be continued to age 65 with no risk of cancellation or price increases specifically because of health conditions that develop over time. Individual coverage is a particularly good option for a Parkinsonian who purchased the policy when still in good health, prior to the Parkinson's symptoms manifesting themselves.  Also a good option for healthy caregivers and children.

 

Content for this section provided by Jack Hungelmann, who has had PD since 1996.

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