State Health Insurance Pools

  • Many states offer health insurance for those who medically can’t qualify in the open market. 
  • Minnesota, for example, has the Minnesota Comprehensive Health Association, which guarantees a quality health insurance product to all Minnesotans who have at least a six-month residency. 
  • The rates are only about 20% higher than similar coverage would cost a perfectly healthy person. 
  • The balance of the money needed to fund the claims is paid for with premium taxes of 2% of premiums for the healthy. 
  • If you have Parkinson's and are unable to get health insurance, check with your State insurance Department for the availability of a product like this for you. 
  • If your State does not offer such a program and you really need the coverage, consider relocating to a state that does offer a program.

 

Content for this section provided by Jack Hungelmann, who has had PD since 1996.

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